html {margin: 0px; padding: 0px; background-color: teal; background-image: url('pageback.jpg'); background-repeat: repeat; } 

body {margin: 5px 20px 20px 20px; font-family: Arial, Verdana, san-serif; text-align: left; color: black; }

.pictureborder {border:inset medium silver; margin:0px; padding 0px;}

.headerborder {border:inset medium silver; margin:0px; padding 0px;}